Insurance Service

Choose From All Types of Insurance with HMA Trading

In today’s fast-paced lifestyle and times of uncertainty, staying protective in all possible ways is highly recommended. Since money is central to most of the things around us today, buying insurance gives us a kind of assurance that we remain financially protected when things are not going in the right direction. Take the example of coronavirus which affected a large part of the global population. To deal with these types of exigencies, having insurance is a must.

At HMA Trading, we aspire to become your most trusted insurance service partner by helping you choose the most appropriate insurance for your needs. Be it general insurance, health insurance, life insurance, and other types of insurance, we have the best insurance plan for your needs. Over the years, we have helped a large number of individuals in finding, comparing, and buying the most profitable insurance plans for their various needs.

Types of Insurance Services We Deal In

General Insurance

Life is full of both positive and negative experiences. Though pleasant ones are welcomed by people, hardships often harm people in different ways, particularly those who are not prepared for the same. This is where buying general insurance seems to be a wonderful idea when it comes to staying prepared for an exigency.

At HMA Trading, we offer a wide range of general insurance products to protect you because of this. You need general insurance that genuinely cares when times are hard. Our personnel and procedures are coordinated to provide you with financial security against any losses or harm brought on by accidents. Join forces with us to fight the war against life’s uncertainties, whether it is for your homes, homes, health, or automobiles.

We fulfil the commitments we make. We provide insurance plans that are counted among the finest claim settlement rates in the industry. You can count on us to stand by your side as a pillar of support if you are going through a difficult period.

Our General Insurance Plans

Car Insurance

Protect your car against theft or any other kind of damage with a car insurance policy. We are associated with all leading car insurance service providers in India and can help you choose the best car insurance plan with the best features and savings.

Two-wheeler Insurance

A two-wheeler insurance policy, also known as bike insurance, enables you to protect yourself against losses that might occur to you and your two-wheeler as a result of mishaps like collisions, thefts, fires, or natural disasters. Additionally, you will be shielded from any liabilities brought on by harm to a third party’s car, house, or person. Different kinds of two-wheelers, including motorcycles, mopeds, scooters, and more, are covered by two-wheeler insurance. 

Travel Insurance

Your financial security when you travel is provided by travel insurance. Loss of luggage, lost passports, hijacking, medical crises, delayed flights, unintentional fatalities, adventure sports, etc. are all covered. Be it international travel, national one, or student travel, we have a large number of travel insurance for you.

Health Insurance

It is often said that health is our most precious asset of ours. This is because once health is lost, it may not be possible to recover it fully. Healthcare emergencies have become quite common in today’s scenario and the best we can do is to stay financially secure for them with a perfect health insurance plan. As the cost of medications and medical care in hospitals is going up day by day, having good medical insurance coverage is necessary.

Whether you meet an accident or develop a serious disease, you and your dependents may be forced to shoulder a heavy financial burden. A sobering fact is that whether or not you wanted to be hospitalized, the experience is unpleasant and will cost you a lot of money. Therefore, it is preferable to have the security of a health insurance policy, which provides you with a number of other benefits at very reasonable premium prices in addition to aiding you in managing your budget. To choose which health insurance quotation best fits your budget, you may also compare several options online.

HMA Trading boasts different types of health insurance plans for you, your family, and even your employees. In India, there are several varieties of health insurance plans. It’s important to get proper coverage for you and your family so that you can unwind when it comes to making large medical bill payments. By choosing the right health insurance plan with us, you not only get coverage for the cost of treatment, but you also receive benefits like cashless healthcare and high-quality care at a reputable network hospital.

Life Insurance

Your family is financially protected by life insurance in the event of your untimely demise. This is how it functions. For a certain number of years, you provide the insurance company with a regular premium. In exchange, if you pass away while the policy is in effect, the insurance company will pay your family the sum promised.

You place the most value on your family’s future security. For your specific needs, HMA Trading lets you choose from a number of life insurance plans that provide you with total peace of mind. A good life insurance policy helps individuals in several ways like protecting wealth creation, savings, and retirement.

At HMA Trading, you can compare different types of life insurance plans and choose the one that gives you the most value against your premium. In addition, we provide an easy and effective insurance buying experience to you that’s for sure. We handpick the most promising life insurance plans from different insurance companies and feature them on our website This way, you get to choose from the best life insurance plans for your needs.

Why Choose HMA Trading For Buying Insurance?

Be it any kind of insurance from motor insurance to travel insurance, life insurance, or health insurance, our team at HMA Trading endeavors to help you at every step of insurance buying. We are backed by years of expertise, a team of professionals, a value-centric approach, and fabulous insurance products that make us one of the preferred choices for people looking to get the best deals on all types of insurance.

• Wide range of insurance plans related to health, travel, motor, life, and others
• Faster policy issuance
• A large number of delighted customers
• Dedicated support team

How HMA Trading’s Insurance Works?

Step 1-

Fill in Your Details

Fill in your details and get insurance policy premium quotes from top-rated insurers instantly.

Compare Quotes and Choose an Insurance Policy

Step 2-

Compare Quotes and Choose an Insurance Policy

From several insurance premium quotes, choose the one that best matches your requirements and budget.

Step 3-

Pay Premium and Sit Back

Make the payment online and get your policy directly in your inbox.

FAQs-

What is insurance?

Insurance refers to an agreement or a contract that takes the form of a policy and is intended to be used as a risk management tool to secure financial security in times of crisis. An individual will be given financial security against losses that can occur due to an unanticipated incident with the use of insurance. An insurance policy is a legal agreement between a person (the policyholder) and an insurance provider (the insurance service provider), under which the policyholder pays the insurance provider on a regular basis known as premiums, and the insurance provider, in turn, pays the sum assured in the event of an unforeseen event like the policyholder’s death, an accident, damage to their vehicles, or other possessions.

How does insurance function?

Insurance is a financial instrument that may help you secure your family’s and your own finances. Typically, the policyholder—the person who purchased the insurance policy—must pay premiums in order to access the coverage provided by the insurance policy. An insurance firm will provide coverage to everyone who requests it.

How many types of insurance are there?

There are different types of insurance available to choose from like:

• Motor
• Health
• Travel
• Commercial
• Health
• Life

What are TPAs?

TPAs, or third-party administrators, act as liaisons between insurance providers, clients, and medical facilities. By facilitating communication between the policyholder, the treating hospital, and the insurer, a TPA assists policyholders in quickly and easily resolving their claims.  

How many times can I make a claim against my health insurance policy?

Any number of claims are permitted every policy year. The highest amount for which you may submit a claim during a policy year is the sum insured. You cannot file any more claims within the same insurance year if the sum covered has been used up. However, some health insurance providers have developed top-up and super-top-up health coverage that will pay for any additional medical costs you incur that are more than the sum promised.