Frequently Asked Questions
What is a SIP calculator?
It estimates the maturity value and returns of a Systematic Investment Plan based on your monthly amount, expected return rate and tenure.
How is SIP return calculated?
It uses the future value of an annuity formula with monthly compounding applied to your invested amount.
Is SIP better than lumpsum?
SIP spreads investment over time and averages your cost, while lumpsum suits a one-time surplus. The better choice depends on your goal and cash flow.
Are SIP returns guaranteed?
No. Mutual fund SIP returns are market-linked and not guaranteed. The calculator shows an estimate, not a promise.
Angel One (Trading & Demat Account)