Digital Gold allows you to buy 24-karat pure gold online in fractional amounts — starting from as little as ₹1. Unlike physical gold, digital gold is stored in insured vaults on your behalf, eliminating concerns about storage, making, and wastage charges.
Digital Gold Live Rate Today
📱 Digital Gold - Live Rate
MCX 24K Gold Spot Rate | Updated: 20-04-2026 11:54 IST
| 1 gram | ₹15,460.50 |
| 10 grams | ₹154,605.00 |
| 100 mg (0.1g) | ₹1,546.0500 |
| Purity | 24 Karat (999.9) |
| Source | MCX India (Real-time) |
Digital gold platforms (MMTC-PAMP, SafeGold, PhonePe, Google Pay) price their gold at MCX spot rate ± small spread. Actual buy/sell price may vary slightly by platform.
How Digital Gold Price is Determined
Digital gold prices in India are pegged to the MCX 24-karat gold spot rate, which in turn tracks international COMEX gold futures adjusted for the USD/INR exchange rate and applicable import duties. The rate shown above is the MCX spot rate — individual platforms like MMTC-PAMP, SafeGold, and PhonePe may add a small buy/sell spread of 1-3%.
Top Digital Gold Platforms in India
- MMTC-PAMP: Government-backed, gold stored in their Nanded vault, 99.99% purity, minimum ₹1 purchase
- SafeGold: Backed by DGIPL, stored in Brink’s vaults, buyback guaranteed, available on multiple apps
- PhonePe Gold: SafeGold-backed, easy UPI integration, instant buy/sell
- Google Pay Gold: MMTC-PAMP backed, integrated with Google Pay payments
- Paytm Gold: MMTC-PAMP backed, available on Paytm app
Digital Gold vs Physical Gold vs Gold ETF
- Digital Gold: No storage cost, 24K purity, can convert to physical, platform risk, no regulatory oversight for investors
- Physical Gold: Tangible, universal, has making charges and storage costs, lowest counter-party risk
- Gold ETF: SEBI-regulated, very low cost, tradeable on stock exchanges, no physical delivery, needs demat account
- Sovereign Gold Bond: GOI-backed, 2.5% annual interest, long lock-in, best for long-term
Compare gold investment options and open a Free Demat Account for Gold ETF investing. Check our Gold Rate Forecast for daily MCX gold analysis.
Frequently Asked Questions (FAQs)
Q1: Is digital gold safe to buy in India?
Digital gold from reputed providers like MMTC-PAMP and SafeGold is generally safe — the gold is 99.99% pure and stored in insured vaults. However, unlike Gold ETFs or SGBs, digital gold platforms are not directly regulated by SEBI or RBI, so there is some platform counter-party risk. Limit exposure to any single platform.
Q2: Can I convert digital gold to physical gold?
Yes — most digital gold platforms allow conversion to physical gold (coins, bars) upon request. However, there are typically minimum quantity requirements, delivery charges, and making charges. Check platform-specific terms.
Q3: What is the minimum amount to buy digital gold?
Most platforms allow purchases starting from ₹1 worth of gold. You can buy fractional amounts (e.g., 0.1 gram or 0.01 gram), making digital gold accessible to all income levels.
Angel One (Trading & Demat Account)